{"id":418,"date":"2026-04-27T03:42:28","date_gmt":"2026-04-26T19:42:28","guid":{"rendered":"https:\/\/redefinedmortgage.com\/?p=418"},"modified":"2026-05-05T03:46:48","modified_gmt":"2026-05-04T19:46:48","slug":"signs-your-housing-loan-application-needs-a-mortgage-specialist","status":"publish","type":"post","link":"https:\/\/redefinedmortgage.com\/zh\/signs-your-housing-loan-application-needs-a-mortgage-specialist\/","title":{"rendered":"\u4f60\u7684\u4f4f\u623f\u8d37\u6b3e\u7533\u8bf7\u9700\u8981\u62b5\u62bc\u8d37\u6b3e\u4e13\u5bb6\u7684\u8ff9\u8c61"},"content":{"rendered":"<h2 class=\"wp-block-heading\"><strong>\u5f53\u4f60\u7684\u623f\u5c4b\u8d37\u6b3e\u5f00\u59cb\u8ba9\u4f60\u611f\u5230\u4e0d\u582a\u91cd\u8d1f\u65f6<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u5728\u9a6c\u6765\u897f\u4e9a\u7533\u8bf7\u623f\u5c4b\u8d37\u6b3e\u5f88\u5feb\u5c31\u4f1a\u8ba9\u4eba\u611f\u5230\u538b\u529b\u5de8\u5927\u3002\u623f\u4ef7\u6301\u7eed\u4e0a\u6da8\uff0c\u65e5\u5e38\u751f\u6d3b\u6210\u672c\u4e0d\u65ad\u6500\u5347\uff0c\u800c\u9a6c\u6765\u897f\u4e9a\u56fd\u5bb6\u94f6\u884c\uff08BNM\uff09\u8fd1\u671f\u5bf9\u9694\u591c\u653f\u7b56\u5229\u7387\uff08OPR\uff09\u7684\u8c03\u6574\uff0c\u4e5f\u53ef\u80fd\u5bfc\u81f4\u6bcf\u6708\u8fd8\u6b3e\u989d\u589e\u52a0\u3002\u76ee\u524d\uff0cOPR \u5927\u7ea6\u5728 3% \u533a\u95f4\uff0c\u5f53 BNM \u8c03\u6574 OPR \u65f6\uff0c\u94f6\u884c\u901a\u5e38\u4e5f\u4f1a\u76f8\u5e94\u8c03\u6574\u8d37\u6b3e\u5229\u7387\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4e00\u5f00\u59cb\u770b\u8d77\u6765\u5f88\u7b80\u5355\u7684\u4e8b\u60c5\uff0c\u7a81\u7136\u611f\u89c9\u5c31\u50cf\u9677\u5165\u4e86\u94f6\u884c\u653f\u7b56\u548c\u6570\u5b57\u7684\u8ff7\u5bab\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u8bb8\u591a\u4eba\u90fd\u6709\u540c\u6837\u7684\u611f\u53d7\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u8d37\u6b3e\u88ab\u62d2\u540e\u7684\u538b\u529b\u00a0\u00a0<\/li>\n\n\n\n<li>\u5f53\u4ed6\u4eec\u542c\u5230DSR\u6216CCRIS\u4e4b\u7c7b\u7684\u672f\u8bed\u65f6\u4f1a\u611f\u5230\u56f0\u60d1\u3002\u00a0\u00a0<\/li>\n\n\n\n<li>\u62c5\u5fc3\u7533\u8bf7\u8fc7\u591a\u4f1a\u635f\u5bb3\u4ed6\u4eec\u7684\u8bb0\u5f55\u00a0\u00a0<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u503a\u52a1\u507f\u8fd8\u7387 (DSR) \u662f\u6307\u60a8\u6bcf\u6708\u7528\u4e8e\u507f\u8fd8\u503a\u52a1\u7684\u6536\u5165\u767e\u5206\u6bd4\u3002CCRIS \u662f\u9a6c\u6765\u897f\u4e9a\u56fd\u5bb6\u94f6\u884c\u7684\u7cfb\u7edf\uff0c\u7528\u4e8e\u5411\u94f6\u884c\u663e\u793a\u60a8\u5927\u7ea6\u4e00\u5e74\u7684\u8fd8\u6b3e\u8bb0\u5f55\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4f4f\u623f\u8d37\u6b3e\u4e13\u5bb6\u5c31\u50cf\u4e00\u5ea7\u6865\u6881\uff0c\u8fde\u63a5\u7740\u60a8\u548c\u94f6\u884c\u3002\u8fd9\u5e76\u975e\u6377\u5f84\uff0c\u4e5f\u4e0d\u80fd\u4fdd\u8bc1\u8d37\u6b3e\u4e00\u5b9a\u83b7\u6279\u3002\u4e13\u5bb6\u7cbe\u901a\u201c\u94f6\u884c\u672f\u8bed\u201d\uff0c\u80fd\u7528\u6d45\u663e\u6613\u61c2\u7684\u8bed\u8a00\u89e3\u91ca\u590d\u6742\u7684\u6d41\u7a0b\uff0c\u5e76\u4e00\u6b65\u6b65\u6307\u5bfc\u60a8\u5b8c\u6210\u8d37\u6b3e\u7533\u8bf7\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5728Redefined Mortgage\uff0c\u6211\u4eec\u4e13\u6ce8\u4e8e\u4e3a\u5ba2\u6237\u6784\u5efa\u6e05\u6670\u7684\u8d37\u6b3e\u65b9\u6848\uff0c\u5e76\u5e26\u6765\u5e0c\u671b\u3002\u6211\u4eec\u7684\u5ba2\u6237\u8d37\u6b3e\u5ba1\u6279\u901a\u8fc7\u7387\u9ad8\u8fbe90%\u5de6\u53f3\uff0c\u8fd9\u5f97\u76ca\u4e8e\u6211\u4eec\u7cbe\u5fc3\u51c6\u5907\uff0c\u5e76\u6839\u636e\u5ba2\u6237\u7684\u5177\u4f53\u60c5\u51b5\u5339\u914d\u5408\u9002\u7684\u94f6\u884c\uff0c\u800c\u975e\u5077\u5de5\u51cf\u6599\u3002\u6211\u4eec\u5c24\u5176\u5173\u6ce8\u9996\u6b21\u8d2d\u623f\u8005\u3001\u6539\u5584\u578b\u8d2d\u623f\u8005\u4ee5\u53ca\u6536\u5165\u7ed3\u6784\u8f83\u4e3a\u590d\u6742\u7684\u5c0f\u4f01\u4e1a\u4e3b\u3002\u8ba9\u6211\u4eec\u4e00\u8d77\u6765\u4e86\u89e3\u54ea\u4e9b\u8ff9\u8c61\u8868\u660e\u60a8\u5e94\u8be5\u505c\u6b62\u72ec\u81ea\u7533\u8bf7\uff0c\u5bfb\u6c42\u4e13\u4e1a\u4eba\u58eb\u7684\u6307\u5bfc\uff0c\u8fc8\u51fa\u4e0b\u4e00\u6b65\u3002.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u4f4f\u623f\u8d37\u6b3e\u98ce\u9669\u7684\u5371\u9669\u4fe1\u53f7<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u4e00\u4e24\u4e2a\u95ee\u9898\u6216\u8bb8\u6b63\u5e38\u3002\u4f46\u5982\u679c\u540c\u65f6\u51fa\u73b0\u51e0\u4e2a\u8fd9\u6837\u7684\u8ff9\u8c61\uff0c\u4f60\u7684\u8d37\u6b3e\u7533\u8bf7\u53ef\u80fd\u5c31\u5df2\u7ecf\u5b58\u5728\u98ce\u9669\u4e86\u3002.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u94f6\u884c\u591a\u6b21\u62d2\u7edd\u6216\u201c\u65e0\u6d88\u606f\u201d\u00a0\u00a0<\/li>\n\n\n\n<li>\u8fd1\u671fOPR\u8c03\u6574\u540e\uff0cDSR\u6536\u7d27\u7a0b\u5ea6\u975e\u5e38\u9ad8\u3002\u00a0\u00a0<\/li>\n\n\n\n<li>\u201c\u6765\u81ea\u5728\u7ebf\u5de5\u5177\u7684\u201d\u4e0d\u7b26\u5408\u6761\u4ef6\u201d\u6d88\u606f\u00a0\u00a0<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u9694\u591c\u653f\u7b56\u5229\u7387 (OPR) \u662f\u9a6c\u6765\u897f\u4e9a\u56fd\u5bb6\u94f6\u884c\u8bbe\u5b9a\u7684\u5229\u7387\uff0c\u7528\u4e8e\u6307\u5bfc\u6574\u4e2a\u94f6\u884c\u4f53\u7cfb\u7684\u501f\u8d37\u6210\u672c\u3002\u5f53\u9a6c\u6765\u897f\u4e9a\u56fd\u5bb6\u94f6\u884c\u63d0\u9ad8\u9694\u591c\u653f\u7b56\u5229\u7387\u65f6\uff0c\u94f6\u884c\u901a\u5e38\u4e5f\u4f1a\u63d0\u9ad8\u5176\u57fa\u51c6\u5229\u7387 (BR)\uff0c\u56e0\u6b64\u60a8\u7684\u5206\u671f\u4ed8\u6b3e\u989d\u53ef\u80fd\u4f1a\u589e\u52a0\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u94f6\u884c\u4e0d\u56de\u7535\u53ef\u80fd\u610f\u5473\u7740\u65e0\u58f0\u7684\u62d2\u7edd\u3002\u6709\u65f6\u4f60\u4f1a\u6536\u5230\u201c\u6709\u6761\u4ef6\u6279\u51c6\u201d\uff0c\u4f46\u4e4b\u540e\u94f6\u884c\u4f1a\u5728\u623f\u4ea7\u4f30\u503c\u6216\u4fe1\u7528\u5ba1\u67e5\u540e\u964d\u4f4e\u8d37\u6b3e\u989d\u5ea6\u3002\u5982\u679c\u4f60\u6ca1\u6709\u660e\u786e\u7684\u8ba1\u5212\u5c31\u4e0d\u65ad\u5411\u591a\u5bb6\u94f6\u884c\u7533\u8bf7\u8d37\u6b3e\uff0c\u4f60\u7684\u4fe1\u7528\u62a5\u544a\uff08CTOS \u548c CCRIS\uff09\u53ef\u80fd\u4f1a\u53d8\u5f97\u4e00\u56e2\u7cdf\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">CTOS \u662f\u4e00\u4efd\u79c1\u4eba\u4fe1\u7528\u62a5\u544a\uff0c\u663e\u793a\u60a8\u6765\u81ea\u5404\u79cd\u6765\u6e90\u7684\u501f\u8d37\u548c\u8fd8\u6b3e\u6a21\u5f0f\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4f4f\u623f\u8d37\u6b3e\u4e13\u5bb6\u53ef\u4ee5\u5e2e\u52a9\u60a8\u4e86\u89e3\u8d37\u6b3e\u7533\u8bf7\u4e2d\u7684\u5f26\u5916\u4e4b\u97f3\u3002\u62d2\u8d37\u539f\u56e0\u53ef\u80fd\u5305\u62ec\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>DSR\u8fc7\u9ad8\u00a0\u00a0<\/li>\n\n\n\n<li>\u6536\u5165\u88ab\u8ba4\u4e3a\u4e0d\u7a33\u5b9a\u00a0\u00a0<\/li>\n\n\n\n<li>\u623f\u4ea7\u4f30\u503c\u6216\u4ea7\u6743\u95ee\u9898\u00a0\u00a0<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u4e13\u5bb6\u4e0d\u4f1a\u5230\u5904\u53d1\u9001\u76f8\u540c\u7684\u6587\u4ef6\uff0c\u800c\u662f\u4f1a\u5728\u4f60\u518d\u6b21\u5c1d\u8bd5\u4e4b\u524d\u8c03\u6574\u7b56\u7565\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u503a\u52a1\u507f\u8fd8\u6bd4\u7387 (DSR) \u6307\u7684\u662f\u60a8\u6bcf\u6708\u6536\u5165\u4e2d\u7528\u4e8e\u507f\u8fd8\u503a\u52a1\u7684\u6bd4\u4f8b\u3002\u9a6c\u6765\u897f\u4e9a\u7684\u94f6\u884c\u901a\u5e38\u4f1a\u8bbe\u5b9a\u81ea\u5df1\u7684\u9650\u989d\uff0c\u4e00\u822c\u5728 60% \u6216 70% \u8303\u56f4\u5185\uff0c\u5177\u4f53\u53d6\u51b3\u4e8e\u6536\u5165\u6c34\u5e73\u548c\u98ce\u9669\u627f\u53d7\u80fd\u529b\u3002\u8bb8\u591a\u501f\u6b3e\u4eba\u4f1a\u5ffd\u7565\u8bf8\u5982\u9ad8\u7b49\u6559\u80b2\u57fa\u91d1\u8d37\u6b3e (PTPTN)\u3001\u4fe1\u7528\u5361\u3001\u4e2a\u4eba\u8d37\u6b3e\u6216\u201c\u5148\u4e70\u540e\u4ed8\u201d\u8ba1\u5212\u7b49\u503a\u52a1\u3002\u4e00\u65e6\u9694\u591c\u653f\u7b56\u5229\u7387 (OPR) \u53d1\u751f\u53d8\u5316\uff0c\u5373\u4f7f\u5229\u7387\u5c0f\u5e45\u4e0a\u6da8\uff0c\u4e5f\u53ef\u80fd\u5bfc\u81f4\u60a8\u7684\u503a\u52a1\u507f\u8fd8\u6bd4\u7387\u8d85\u51fa\u94f6\u884c\u7684\u627f\u53d7\u8303\u56f4\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5f53\u4f60\u4ece\u5728\u7ebf\u8ba1\u7b97\u5668\u4e2d\u5f97\u5230\u201c\u4e0d\u7b26\u5408\u8d44\u683c\u201d\u7684\u7ed3\u679c\u65f6\uff0c\u53ef\u80fd\u4f1a\u611f\u89c9\u4e00\u5207\u90fd\u5b8c\u4e86\u3002\u4f46\u8fd9\u4e9b\u5de5\u5177\u901a\u5e38\u975e\u5e38\u7b80\u5355\u3002\u5b83\u4eec\u53ef\u80fd\u6839\u672c\u4e0d\u8d77\u4f5c\u7528\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u4f63\u91d1\u6536\u5165\u00a0\u00a0<\/li>\n\n\n\n<li>\u56fa\u5b9a\u6d25\u8d34\u00a0\u00a0<\/li>\n\n\n\n<li>\u526f\u4e1a\u6536\u5165\u00a0\u00a0<\/li>\n\n\n\n<li>\u79df\u91d1\u6536\u5165\u00a0\u00a0<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u62b5\u62bc\u8d37\u6b3e\u4e13\u5bb6\u53ef\u4ee5\u4f7f\u7528\u66f4\u63a5\u8fd1\u94f6\u884c\u5b9e\u9645\u64cd\u4f5c\u7684\u65b9\u6cd5\u91cd\u65b0\u5ba1\u6838\u60a8\u7684\u8d44\u6599\u3002\u6211\u4eec\u63d0\u4f9b\u7684\u8fd9\u7c7b\u66f4\u5177\u9488\u5bf9\u6027\u7684\u8ba1\u7b97\u5668\uff0c\u53ef\u4ee5\u8ba9\u60a8\u5728\u63d0\u4ea4\u7533\u8bf7\u524d\u66f4\u6e05\u6670\u3001\u66f4\u5b89\u5fc3\u5730\u4e86\u89e3\u8d37\u6b3e\u60c5\u51b5\u3002.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u5f53\u4f60\u7684\u6536\u5165\u6216\u4e2a\u4eba\u60c5\u51b5\u88ab\u89c6\u4e3a\u590d\u6742\u65f6<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u5e76\u975e\u6bcf\u4e2a\u4eba\u90fd\u80fd\u62ff\u5230\u56fa\u5b9a\u5de5\u8d44\uff0c\u7f34\u7eb3\u516c\u79ef\u91d1\uff0c\u5e76\u6536\u5230\u7b80\u5355\u7684\u5de5\u8d44\u5355\u3002\u5982\u679c\u60a8\u662f\u81ea\u96c7\u4eba\u58eb\u3001\u4f63\u91d1\u5236\u5458\u5de5\u6216\u6709\u591a\u9879\u526f\u4e1a\u6536\u5165\uff0c\u5373\u4f7f\u6536\u5165\u9887\u4e30\uff0c\u94f6\u884c\u4e5f\u53ef\u80fd\u8ba4\u4e3a\u60a8\u7684\u8d22\u52a1\u72b6\u51b5\u201c\u590d\u6742\u201d\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u8fd9\u901a\u5e38\u4f1a\u5f71\u54cd\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u4e2d\u5c0f\u4f01\u4e1a\u4e3b\u548c\u5408\u4f5c\u4f19\u4f34\u00a0\u00a0<\/li>\n\n\n\n<li>\u4ee5\u4f63\u91d1\u4e3a\u751f\u7684\u4ee3\u7406\u4eba\u00a0\u00a0<\/li>\n\n\n\n<li>\u81ea\u7531\u804c\u4e1a\u8005\u548c\u9879\u76ee\u5236\u5de5\u4f5c\u8005\u00a0\u00a0<\/li>\n\n\n\n<li>\u9a91\u624b\u548c\u96f6\u5de5\u4eba\u5458\u5927\u591a\u4ee5\u73b0\u91d1\u652f\u4ed8\u62a5\u916c\u3002\u00a0\u00a0<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u5982\u679c\u60a8\u7684\u6587\u4ef6\u6742\u4e71\u65e0\u7ae0\u6216\u4e0d\u5b8c\u6574\uff0c\u94f6\u884c\u53ef\u80fd\u53ea\u4f1a\u8ba4\u53ef\u60a8\u90e8\u5206\u5b9e\u9645\u6536\u5165\u3002\u4f4f\u623f\u8d37\u6b3e\u4e13\u5bb6\u53ef\u4ee5\u5e2e\u52a9\u60a8\u66f4\u6709\u529b\u5730\u5c55\u793a\u60a8\u7684\u6536\u5165\uff0c\u4f8b\u5982\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u5177\u6709\u660e\u663e\u6a21\u5f0f\u7684\u94f6\u884c\u5bf9\u8d26\u5355\u00a0\u00a0<\/li>\n\n\n\n<li>\u53d1\u7968\u548c\u4ed8\u6b3e\u51ed\u8bc1\u00a0\u00a0<\/li>\n\n\n\n<li>\u6765\u81ea\u9a6c\u6765\u897f\u4e9a\u5185\u9646\u7a0e\u6536\u5c40\u7684B\u8868\u683c\u548c\u7a0e\u52a1\u8bb0\u5f55\u00a0\u00a0<\/li>\n\n\n\n<li>\u5982\u6709\u516c\u79ef\u91d1\u7f34\u6b3e\u548cEA\u8868\u683c\uff0c\u8bf7\u4e00\u5e76\u63d0\u4ea4\u3002\u00a0\u00a0<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">CCRIS \u663e\u793a\u7684\u662f\u60a8\u8fc7\u53bb\u4e00\u5e74\u5de6\u53f3\u5728\u9a6c\u6765\u897f\u4e9a\u5404\u94f6\u884c\u7684\u8fd8\u6b3e\u8bb0\u5f55\u3002\u5373\u4f7f\u662f\u5c0f\u989d\u903e\u671f\u4ed8\u6b3e\u6216\u8fc7\u591a\u7684\u4fe1\u7528\u989d\u5ea6\u4e5f\u4f1a\u8ba9\u94f6\u884c\u66f4\u52a0\u8c28\u614e\u3002\u4e2a\u4eba\u8d37\u6b3e\u3001\u6c7d\u8f66\u8d37\u6b3e\u548c\u4fe1\u7528\u5361\u8fc7\u5ea6\u4f7f\u7528\u90fd\u4f1a\u589e\u52a0\u60a8\u7684\u503a\u52a1\u507f\u8fd8\u7387 (DSR)\uff0c\u800c\u5229\u7387\u53d8\u52a8\u6216 OPR \u7684\u53d8\u5316\u4f1a\u8fc5\u901f\u4f7f\u60c5\u51b5\u6076\u5316\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5728\u6b63\u786e\u7684\u6307\u5bfc\u4e0b\uff0c\u60a8\u53ef\u4ee5\u5236\u5b9a\u8ba1\u5212\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u9996\u5148\u5e94\u507f\u8fd8\u6216\u51cf\u5c11\u54ea\u4e9b\u8d37\u6b3e\u3002\u00a0\u00a0<\/li>\n\n\n\n<li>\u91cd\u65b0\u7533\u8bf7\u524d\u9700\u8981\u7b49\u5f85\u51e0\u4e2a\u6708\uff1f\u00a0\u00a0<\/li>\n\n\n\n<li>\u54ea\u4e9b\u94f6\u884c\u66f4\u80fd\u63a5\u53d7\u8fc7\u53bb\u8f7b\u5fae\u7684\u5ef6\u8bef\uff1f\u00a0\u00a0<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u8054\u5408\u7533\u8bf7\u4e5f\u53ef\u80fd\u6bd4\u8f83\u590d\u6742\u3002\u4e00\u65b9\u53ef\u80fd\u6536\u5165\u5f88\u9ad8\u4f46\u4fe1\u7528\u8bb0\u5f55\u4e0d\u4f73\uff0c\u800c\u53e6\u4e00\u65b9\u4fe1\u7528\u8bb0\u5f55\u826f\u597d\u4f46\u6536\u5165\u8f83\u4f4e\u3002\u7279\u6b8a\u7c7b\u578b\u7684\u623f\u4ea7\uff0c\u4f8b\u5982\u571f\u8457\u5355\u4f4d\u6216\u534e\u6587\u94f6\u884c\uff08SJKP\uff09\u3001PR1MA \u548c RUMAWIP \u7b49\u8ba1\u5212\u4e0b\u7684\u5355\u4f4d\uff0c\u4e5f\u6709\u5176\u81ea\u8eab\u7684\u89c4\u5b9a\u3002.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Bumi lot\uff1a <\/strong>\u4e3b\u8981\u9762\u5411\u571f\u8457\u4e70\u5bb6\u7684\u623f\u4ea7\uff0c\u5e76\u53d7\u5dde\u653f\u5e9c\u7279\u5b9a\u89c4\u5b9a\u7ea6\u675f\u3002.\u00a0\u00a0<\/li>\n\n\n\n<li><strong>SJKP\uff1a <\/strong>Skim Jaminan Kredit Perumahan \u662f\u4e00\u9879\u653f\u5e9c\u652f\u6301\u7684\u8ba1\u5212\uff0c\u65e8\u5728\u5e2e\u52a9\u90a3\u4e9b\u6ca1\u6709\u56fa\u5b9a\u6536\u5165\u8bc1\u660e\u7684\u4eba\u3002.\u00a0\u00a0<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u4e86\u89e3\u5f53\u5730\u65b9\u6848\u7684\u4e13\u5bb6\u53ef\u4ee5\u5e2e\u52a9\u8fdb\u884c\u5339\u914d\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u53f3\u5cb8\u00a0\u00a0<\/li>\n\n\n\n<li>\u5408\u9002\u7684\u4ea7\u54c1\u00a0\u00a0<\/li>\n\n\n\n<li>\u9002\u5408\u60a8\u5171\u540c\u6536\u5165\u548c\u623f\u4ea7\u7c7b\u578b\u7684\u7ed3\u6784\u00a0\u00a0<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u4ea7\u6743\u6216\u6587\u4ef6\u95ee\u9898\u62d6\u6162\u4e86\u4e00\u5207\u8fdb\u7a0b<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u5373\u4f7f\u4f60\u7684\u6536\u5165\u770b\u8d77\u6765\u4e0d\u9519\uff0c\u623f\u4ea7\u548c\u6587\u4e66\u5de5\u4f5c\u4ecd\u7136\u4f1a\u62d6\u6162\u4f60\u7684\u8fdb\u5ea6\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u94f6\u884c\u4e0d\u4f1a\u76f4\u63a5\u63a5\u53d7\u5356\u5bb6\u7684\u8981\u4ef7\u3002\u4ed6\u4eec\u4f1a\u6d3e\u4f30\u4ef7\u5e08\u56e2\u961f\u53bb\u6838\u5b9e\u623f\u5c4b\u7684\u516c\u5141\u5e02\u573a\u4ef7\u503c\u3002\u5982\u679c\u8be5\u5730\u533a\u7684\u5b9e\u9645\u6210\u4ea4\u4ef7\u4f4e\u4e8e\u60a8\u5546\u5b9a\u7684\u4ef7\u683c\uff0c\u94f6\u884c\u53ef\u80fd\u4f1a\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u964d\u4f4e\u4f60\u7684\u878d\u8d44\u5229\u6da6\u7387\u00a0\u00a0<\/li>\n\n\n\n<li>\u8981\u6c42\u66f4\u9ad8\u7684\u9996\u4ed8\u00a0\u00a0<\/li>\n\n\n\n<li>\u5ba1\u6279\u65f6\u95f4\u8f83\u957f\u00a0\u00a0<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u8fd1\u671f\u67d0\u4e9b\u5730\u533a\u7684\u5e02\u573a\u53d8\u5316\u4e5f\u610f\u5473\u7740\u94f6\u884c\u5728\u5ba1\u6279\u67d0\u4e9b\u9879\u76ee\u6216\u8001\u65e7\u5efa\u7b51\u65f6\u53ef\u80fd\u4f1a\u66f4\u52a0\u8c28\u614e\u3002\u4f4f\u623f\u8d37\u6b3e\u4e13\u5bb6\u53ef\u4ee5\u63d0\u51fa\u4ee5\u4e0b\u5efa\u8bae\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u5c1d\u8bd5\u4f7f\u7528\u4e0d\u540c\u4f30\u4ef7\u5e08\u7684\u94f6\u884c\u00a0\u00a0<\/li>\n\n\n\n<li>\u4ee5\u52a1\u5b9e\u7684\u65b9\u5f0f\u91cd\u65b0\u534f\u5546\u4ef7\u683c\u00a0\u00a0<\/li>\n\n\n\n<li>\u8c03\u6574\u8d37\u6b3e\u7ed3\u6784\uff0c\u4f8b\u5982\u4e0e\u518d\u878d\u8d44\u76f8\u7ed3\u5408\u00a0\u00a0<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u8bb8\u591a\u4e70\u5bb6\u5728\u51c6\u5907\u57fa\u672c\u6587\u4ef6\u65b9\u9762\u4e5f\u9047\u5230\u56f0\u96be\u3002\u5bfc\u81f4\u5ba1\u6279\u5ef6\u8fdf\u7684\u5e38\u89c1\u539f\u56e0\u5305\u62ec\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u516c\u79ef\u91d1\u548c\u5de5\u8d44\u5355\u4e4b\u95f4\u7684\u5dee\u8ddd\u00a0\u00a0<\/li>\n\n\n\n<li>\u4f26\u6566\u5185\u9646\u7a0e\u6536\u5c40 (LHDN) \u6240\u5f97\u7a0e\u8bb0\u5f55\u00a0\u00a0<\/li>\n\n\n\n<li>\u4f01\u4e1a\u767b\u8bb0\u548c\u8d22\u52a1\u4fe1\u606f\u00a0\u00a0<\/li>\n\n\n\n<li>\u79df\u8d41\u534f\u8bae\u548c\u989d\u5916\u6536\u5165\u8bc1\u660e\u00a0\u00a0<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u6b64\u5916\uff0c\u5f8b\u5e08\u8d39\u3001\u6742\u8d39\u548c\u5370\u82b1\u7a0e\u4e5f\u53ef\u80fd\u4ee4\u4eba\u56f0\u60d1\u3002\u6742\u8d39\u662f\u6307\u5f8b\u5e08\u4e8b\u52a1\u6240\u4ee3\u8868\u60a8\u5411\u571f\u5730\u7ba1\u7406\u5c40\u3001\u6cd5\u9662\u548c\u653f\u5e9c\u673a\u6784\u652f\u4ed8\u7684\u5b9e\u9645\u8d39\u7528\u3002\u5982\u679c\u60a8\u9884\u7b97\u4e0d\u8db3\uff0c\u53ef\u80fd\u4f1a\u5f71\u54cd\u60a8\u7684\u73b0\u91d1\u6d41\u5e76\u5ef6\u7f13\u94f6\u884c\u7684\u5ba1\u6279\u6d41\u7a0b\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4e8c\u624b\u623f\u3001LACA\u62cd\u5356\u623f\u4ea7\u548c\u5728\u5efa\u9879\u76ee\u8fd0\u4f5c\u65b9\u5f0f\u5404\u4e0d\u76f8\u540c\u3002.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>LACA\u62cd\u5356\u4f1a\uff1a <\/strong>\u94f6\u884c\u62cd\u5356\u7684\u623f\u4ea7\uff0c\u5176\u6240\u6709\u6743\u4ecd\u5f52\u94f6\u884c\u6216\u5f00\u53d1\u5546\u6240\u6709\uff0c\u6cd5\u5f8b\u6d41\u7a0b\u5404\u4e0d\u76f8\u540c\u3002.\u00a0\u00a0<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u5206\u671f\u4ed8\u6b3e\u3001\u4ea4\u623f\u65f6\u95f4\u4ee5\u53ca\u4ea7\u6743\u95ee\u9898\u90fd\u4f1a\u5f71\u54cd\u94f6\u884c\u5bf9\u98ce\u9669\u7684\u8bc4\u4f30\u3002\u8001\u65e7\u7684\u79df\u8d41\u516c\u5bd3\u6216\u4f4e\u4ef7\u623f\u4e5f\u53ef\u80fd\u9762\u4e34\u66f4\u4e25\u683c\u7684\u89c4\u5b9a\u3002\u7ecf\u9a8c\u4e30\u5bcc\u7684\u4e13\u5bb6\u53ef\u4ee5\u5728\u60a8\u7b7e\u7f72\u4efb\u4f55\u6587\u4ef6\u4e4b\u524d\uff0c\u8be6\u7ec6\u4e3a\u60a8\u8bb2\u89e3\u76f8\u5173\u4e8b\u5b9c\u3002.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u60a8\u4e0d\u786e\u5b9a\u54ea\u5bb6\u94f6\u884c\u6216\u54ea\u79cd\u5957\u9910\u6700\u9002\u5408\u60a8\u3002<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u5f53\u6bcf\u5bb6\u94f6\u884c\u90fd\u8bf4\u201c\u6211\u4eec\u7684\u5229\u7387\u6700\u4f18\u201d\u65f6\uff0c\u5f88\u96be\u77e5\u9053\u8be5\u76f8\u4fe1\u8c01\u3002\u623f\u5c4b\u8d37\u6b3e\u65b9\u6848\u53ef\u80fd\u5728\u4ee5\u4e0b\u65b9\u9762\u6709\u6240\u4e0d\u540c\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u5229\u7387\u4e0e\u9694\u591c\u653f\u7b56\u5229\u7387 (OPR) \u6216\u57fa\u51c6\u5229\u7387 (BR) \u6302\u94a9\u00a0\u00a0<\/li>\n\n\n\n<li>\u9501\u5b9a\u671f\u00a0\u00a0<\/li>\n\n\n\n<li>\u67d4\u6027\u6216\u975e\u67d4\u6027\u7ed3\u6784\u00a0\u00a0<\/li>\n\n\n\n<li>MRTA \u6216 MLTA \u8981\u6c42\u00a0\u00a0<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u57fa\u51c6\u5229\u7387 (BR) \u662f\u6bcf\u5bb6\u94f6\u884c\u7684\u5185\u90e8\u53c2\u8003\u5229\u7387\uff0c\u901a\u5e38\u4f1a\u968f\u7740\u9a6c\u6765\u897f\u4e9a\u56fd\u5bb6\u94f6\u884c (BNM) \u8c03\u6574\u9694\u591c\u653f\u7b56\u5229\u7387 (OPR) \u800c\u53d8\u52a8\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u8d37\u6b3e\u4e0d\u4ec5\u4ec5\u662f\u9009\u62e9\u6700\u4f4e\u6708\u4f9b\uff0c\u66f4\u91cd\u8981\u7684\u662f\u8003\u8651\u60a8\u7684\u672a\u6765\u89c4\u5212\u3002\u60a8\u6253\u7b97\u51fa\u552e\u3001\u5347\u7ea7\u623f\u4ea7\uff0c\u8fd8\u662f\u957f\u671f\u6301\u6709\uff1f\u623f\u5c4b\u8d37\u6b3e\u4e13\u5bb6\u4f1a\u6839\u636e\u60a8\u7684\u5177\u4f53\u60c5\u51b5\u548c\u623f\u4ea7\u7c7b\u578b\uff0c\u5bf9\u5404\u5bb6\u94f6\u884c\u7684\u8d37\u6b3e\u65b9\u6848\u8fdb\u884c\u5bf9\u6bd4\uff0c\u8ba9\u60a8\u6e05\u6670\u5730\u4e86\u89e3\u5404\u79cd\u65b9\u6848\u7684\u4f18\u7f3a\u70b9\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">MRTA \u548c MLTA \u4e5f\u8ba9\u5f88\u591a\u4e70\u5bb6\u611f\u5230\u56f0\u60d1\u3002\u7b80\u5355\u6765\u8bf4\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>MRTA \u662f\u4e00\u79cd\u9012\u51cf\u5f0f\u5b9a\u671f\u62b5\u62bc\u8d37\u6b3e\u4fdd\u9669\uff0c\u901a\u5e38\u4e0e\u60a8\u7684\u623f\u5c4b\u8d37\u6b3e\u6302\u94a9\uff0c\u4fdd\u989d\u4f1a\u968f\u7740\u65f6\u95f4\u7684\u63a8\u79fb\u800c\u51cf\u5c11\u3002.\u00a0\u00a0<\/li>\n\n\n\n<li>MLTA \u662f\u4e00\u9879\u72ec\u7acb\u7684\u4fdd\u5355\uff0c\u5982\u679c\u60a8\u8fdb\u884c\u518d\u878d\u8d44\u6216\u51fa\u552e\uff0c\u5b83\u5c06\u66f4\u52a0\u7075\u6d3b\u4e14\u53ef\u643a\u5e26\u3002.\u00a0\u00a0<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u6709\u4e9b\u4eba\u8ba4\u4e3a\u62b5\u62bc\u8d37\u6b3e\u4fdd\u9669\uff08MRTA\uff09\u603b\u662f\u5f3a\u5236\u6027\u7684\u3002\u867d\u7136\u4e3a\u4e86\u4fdd\u969c\u6743\u76ca\uff0c\u62b5\u62bc\u8d37\u6b3e\u4fdd\u9669\u901a\u5e38\u88ab\u5f3a\u70c8\u5efa\u8bae\u8d2d\u4e70\uff0c\u4f46\u6b63\u786e\u7684\u9009\u62e9\u53d6\u51b3\u4e8e\u60a8\u7684\u5e74\u9f84\u3001\u5065\u5eb7\u72b6\u51b5\u3001\u8d37\u6b3e\u91d1\u989d\u548c\u5bb6\u5ead\u9700\u6c42\u3002\u4e00\u4f4d\u4f18\u79c0\u7684\u4e13\u5bb6\u4e0d\u4f1a\u4e00\u5473\u63a8\u9500\u9ed8\u8ba4\u9009\u9879\uff0c\u800c\u662f\u4f1a\u5e2e\u52a9\u60a8\u4e86\u89e3\u60a8\u6240\u652f\u4ed8\u7684\u8d39\u7528\u4ee5\u53ca\u60a8\u7684\u5bb6\u4eba\u5b9e\u9645\u83b7\u5f97\u7684\u4fdd\u969c\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u518d\u878d\u8d44\u548c\u503a\u52a1\u6574\u5408\u662f\u53e6\u4e00\u4e2a\u91cd\u8981\u9886\u57df\u3002\u623f\u4e3b\u53ef\u80fd\u5e0c\u671b\u5728\u5229\u7387\u53d8\u52a8\u540e\u964d\u4f4e\u6bcf\u6708\u8fd8\u6b3e\u989d\uff0c\u6216\u8005\u63d0\u53d6\u4e00\u4e9b\u73b0\u91d1\u7528\u4e8e\u623f\u5c4b\u88c5\u4fee\u3001\u5b50\u5973\u6559\u80b2\u6216\u5546\u4e1a\u7528\u9014\u3002\u4f4f\u623f\u8d37\u6b3e\u4e13\u5bb6\u4f1a\u7814\u7a76\u4ee5\u4e0b\u5185\u5bb9\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u60a8\u5f53\u524d\u7684\u4f59\u989d\u548c\u5229\u7387\u00a0\u00a0<\/li>\n\n\n\n<li>\u6cd5\u5f8b\u548c\u5370\u82b1\u7a0e\u7684\u5f71\u54cd\u00a0\u00a0<\/li>\n\n\n\n<li>\u5c06\u4e2a\u4eba\u503a\u52a1\u5408\u5e76\u5230\u62b5\u62bc\u8d37\u6b3e\u4e2d\u771f\u7684\u80fd\u7701\u94b1\u5417\uff1f\u00a0\u00a0<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u5728Redefined Mortgage\uff0c\u6211\u4eec\u9047\u5230\u8fc7\u5f88\u591a\u539f\u672c\u8ba4\u4e3a\u94f6\u884c\u4e0d\u4f1a\u613f\u610f\u8d37\u6b3e\u7684\u4e1a\u4e3b\u3002\u4f46\u53ea\u8981\u89c4\u5212\u5468\u5168\u3001\u6587\u4ef6\u9f50\u5168\uff0c\u5e76\u660e\u667a\u5730\u9009\u62e9\u94f6\u884c\uff0c\u8d37\u6b3e\u4ecd\u7136\u6709\u53ef\u80fd\u83b7\u5f97\u6279\u51c6\u3002\u6211\u4eec\u7684\u4e1a\u7ee9\u8bb0\u5f55\u663e\u793a\uff0c\u5927\u7ea690%\u7684\u5ba2\u6237\u5728\u9075\u5faa\u6211\u4eec\u7684\u5efa\u8bae\u540e\u90fd\u80fd\u83b7\u5f97\u8d37\u6b3e\u6279\u51c6\u3002\u867d\u7136\u4e0d\u80fd\u4fdd\u8bc1100%\u6210\u529f\uff0c\u4f46\u8fd9\u786e\u5b9e\u662f\u4e00\u4e2a\u5f88\u9ad8\u7684\u73b0\u5b9e\u6982\u7387\u3002.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u8fc8\u51fa\u83b7\u5f97\u6279\u51c6\u7684\u4e0b\u4e00\u4e2a\u4f4e\u98ce\u9669\u6b65\u9aa4<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u9700\u8981\u4f4f\u623f\u8d37\u6b3e\u65b9\u9762\u7684\u5e2e\u52a9\u5f88\u6b63\u5e38\u3002\u9a6c\u6765\u897f\u4e9a\u7684\u8d37\u6b3e\u89c4\u5219\u66f4\u52a0\u4e25\u683c\uff0c\u503a\u52a1\u507f\u8fd8\u7387\uff08DSR\uff09\u5ba1\u6838\u4e5f\u66f4\u52a0\u4e25\u683c\uff0c\u800c\u4e14\u5982\u679c\u4f60\u4e00\u751f\u4e2d\u53ea\u7ecf\u5386\u8fc7\u4e00\u4e24\u6b21\uff0c\u9a6c\u6765\u897f\u4e9a\u7684\u623f\u4ea7\u6cd5\u89c4\u53ef\u80fd\u4f1a\u8ba9\u4f60\u611f\u5230\u56f0\u60d1\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4e0e\u623f\u5c4b\u8d37\u6b3e\u4e13\u5bb6\u5408\u4f5c\u7684\u5173\u952e\u5728\u4e8e\u6e05\u6670\u900f\u660e\uff0c\u800c\u975e\u9b54\u6cd5\u3002\u5728Redefined Mortgage\uff0c\u6211\u4eec\u9ad8\u83b7\u6279\u7387\u6e90\u4e8e\u7ec6\u81f4\u7684\u8bc4\u4f30\u3001\u8bda\u5b9e\u7684\u53cd\u9988\uff0c\u4ee5\u53ca\u4e3a\u5408\u9002\u7684\u501f\u6b3e\u4eba\u548c\u623f\u4ea7\u5339\u914d\u5408\u9002\u7684\u94f6\u884c\uff0c\u800c\u975e\u6295\u673a\u53d6\u5de7\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5982\u679c\u60a8\u5728\u7533\u8bf7\u8d37\u6b3e\u88ab\u62d2\u540e\u611f\u5230\u8ff7\u832b\u6216\u7126\u8651\uff0c\u4e0d\u5fc5\u72ec\u81ea\u6478\u7d22\u4e0b\u4e00\u6b65\u8be5\u600e\u4e48\u505a\u3002\u8bf7\u901a\u8fc7 WhatsApp \u8054\u7cfb\u6211\u4eec\uff0c\u83b7\u53d6\u514d\u8d39\u4e14\u65e0\u4efb\u4f55\u4e49\u52a1\u7684\u8bc4\u4f30\uff0c\u6216\u8005\u5c1d\u8bd5\u4f7f\u7528\u6211\u4eec\u7684\u514d\u8d39\u623f\u5c4b\u8d37\u6b3e\u8d44\u683c\u8ba1\u7b97\u5668\uff0c\u5728\u518d\u6b21\u7533\u8bf7\u524d\u4e86\u89e3\u60a8\u7684\u8d37\u6b3e\u8d44\u683c\u3002.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u5145\u6ee1\u4fe1\u5fc3\u5730\u5f00\u542f\u60a8\u7684\u7406\u60f3\u623f\u5c4b\u8d37\u6b3e\u4e4b\u65c5<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u5982\u679c\u60a8\u8eab\u8fb9\u6709\u503c\u5f97\u4fe1\u8d56\u7684\u987e\u95ee\uff0c\u9009\u62e9\u62b5\u62bc\u8d37\u6b3e\u4f1a\u66f4\u52a0\u8f7b\u677e\u3002Redefined Mortgage \u7684\u56e2\u961f\u5c06\u5168\u7a0b\u966a\u4f34\u60a8\uff0c\u6307\u5bfc\u60a8\u5b8c\u6210\u6bcf\u4e00\u6b65\u3002\u60a8\u5c06\u76f4\u63a5\u4e0e\u4e00\u4f4d\u4e13\u5c5e\u987e\u95ee\u5408\u4f5c\u3002 <a href=\"https:\/\/redefinedmortgage.com\/zh\/services\/\">\u4f4f\u623f\u8d37\u6b3e\u4e13\u5bb6<\/a> \u6211\u4eec\u4f1a\u6e05\u6670\u5730\u89e3\u91ca\u60a8\u7684\u5404\u79cd\u9009\u62e9\uff0c\u5e76\u6839\u636e\u60a8\u7684\u76ee\u6807\u91cf\u8eab\u5b9a\u5236\u89e3\u51b3\u65b9\u6848\u3002\u65e0\u8bba\u60a8\u662f\u51c6\u5907\u7533\u8bf7\u8fd8\u662f\u4ecd\u5728\u6bd4\u8f83\u5404\u79cd\u65b9\u6848\uff0c\u6211\u4eec\u90fd\u4f1a\u63d0\u4f9b\u76f4\u63a5\u660e\u4e86\u7684\u89e3\u7b54\u548c\u652f\u6301\u3002\u5982\u679c\u60a8\u51c6\u5907\u597d\u7ee7\u7eed\u524d\u8fdb\uff0c\u8bf7\u8054\u7cfb\u6211\u4eec\u3002 <a href=\"https:\/\/redefinedmortgage.com\/zh\/contact\/\">\u8054\u7cfb\u6211\u4eec<\/a> \u5f00\u59cb\u5427\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>","protected":false},"excerpt":{"rendered":"<p>When Your Home Loan Starts Feeling Overwhelming Getting a home loan in Malaysia can feel heavy very fast. Property prices keep climbing, daily living costs are higher, and recent changes to the Overnight Policy Rate (OPR) by Bank Negara Malaysia (BNM) can push monthly instalments up. As of now, the OPR is around the mid-3% [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":419,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_seopress_robots_primary_cat":"","_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","footnotes":""},"categories":[8],"tags":[],"class_list":["post-418","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-home-loan"],"_links":{"self":[{"href":"https:\/\/redefinedmortgage.com\/zh\/wp-json\/wp\/v2\/posts\/418","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/redefinedmortgage.com\/zh\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/redefinedmortgage.com\/zh\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/redefinedmortgage.com\/zh\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/redefinedmortgage.com\/zh\/wp-json\/wp\/v2\/comments?post=418"}],"version-history":[{"count":1,"href":"https:\/\/redefinedmortgage.com\/zh\/wp-json\/wp\/v2\/posts\/418\/revisions"}],"predecessor-version":[{"id":420,"href":"https:\/\/redefinedmortgage.com\/zh\/wp-json\/wp\/v2\/posts\/418\/revisions\/420"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/redefinedmortgage.com\/zh\/wp-json\/wp\/v2\/media\/419"}],"wp:attachment":[{"href":"https:\/\/redefinedmortgage.com\/zh\/wp-json\/wp\/v2\/media?parent=418"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/redefinedmortgage.com\/zh\/wp-json\/wp\/v2\/categories?post=418"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/redefinedmortgage.com\/zh\/wp-json\/wp\/v2\/tags?post=418"}],"curies":[{"name":"\u53ef\u6e7f\u6027\u7c89\u5242","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}